Engineering Insurance

Prudential Guarantee offers the most cost effective and comprehensive solution for the protection of your property against loss or damage while under construction or your equipment and stocks against breakdown. With Prudential Guarantee, you can build worry free.

Engineering Insurance covers all kinds of construction / installation of structures, machinery, equipment, systems and processes against loss, material damage and third party liability.

Types of Engineering Insurance:

      1.  Contractors All Risks (CAR) / Erection All Risks (EAR) Insurance

Construction / Installation of buildings, machinery, equipment, and systems insured under these lines are protected from all sudden and unforeseen loss or damage.

Possible extensions to the CAR / EAR's scope of coverage are:

  • Damage to Construction Plant Machinery and Equipment
  • Damage to Existing Property
  • Third Party Liability for Death or Bodily Injury and Property Damage
  • Removal of Debris
  • Testing and Commissioning (for brand new equipment)

      2.  Machinery Breakdown (MB) Insurance

Covers all types of industrial/commercial machinery such as boilers, generators, turbines, compressors, freezers, elevators, escalators and the like from sudden and unforeseen damages.

      3.  Electronic Equipment Insurance (EEI)

It protects electronic data processing equipment (computers), including its peripherals, from all sudden and unforeseen loss or damage. This insurance product may also insure material damage cover (hardware), data media center (software; data media and the cost of restoration of lost information) and increased cost of working (additional expenditures in case of a loss or damage).

Possible extensions of cover under EEI are:

  • Mobile Equipment whilst within and outside the premises
  • Earthquake and Typhoon, Flood and other convulsions of nature cover

For inquiries, please call 894-0179 or e-mail at

PGA Sompo Japan Insurance Inc.:


Filinvest corner Commerce Ave.,
Westgate Center, Filinvest Corporate City
Alabang, Muntinlupa City

201 EDSA, Mandaluyong City
1554 Philippines

PGA Cars Centre, 11th Ave., corner 28th St,
Bonifacio Global City, Taguig


201 EDSA, Mandaluyong City
1554 Philippines


PGA Cars Centre, 11th Ave.
Bonifacio Global City
1634 Philippines


Hyundai North EDSA:
Part of the PGA Cars, Inc. Group
1174 EDSA, Balintawak, Quezon City

1st Life:

R. Coyiuto Securities, Inc.:

Member: Philippine Stock Exchange
5th Floor Corinthian Plaza
121 Paseo de Roxas St.
Legaspi Village, Makati City

Pioneer Tours:

290-292 Dasmarinas corner Marquina St.
Binondo, Manila

Coyiuto Foundation:

COYIUTO HOUSE, 119 C. Palanca St.
Legaspi Village, Makati City